Save 1% on Your Mortgage Rate for the First Year: A Limited-Time Rate Buydown
- Carmen Crispeno

- Oct 23
- 2 min read

Save 1% on Your Mortgage Rate for the First Year: A Limited-Time Rate Buydown
Mortgage rates are finally starting to soften — and that means opportunity is knocking. For buyers who’ve been waiting for the right moment to make a move, this limited-time offer could make all the difference.
Through December 31, 2025, qualified buyers who apply between October 16 and December 31, 2025 can take advantage of a 1/0 temporary rate buydown, lowering their mortgage rate by 1% for the first year.
What Does That Mean for You?
Think of it as a head start on your new home. For the first 12 months, you’ll enjoy lower payments — giving you extra breathing room as you settle in.
Here’s an example:
On a $600,000 mortgage at a 6.30% rate, your payment would drop by roughly $414 per month during the first year — nearly $5,000 in total savings!
That’s real money you can put toward moving expenses, furnishings, or a fresh start in your new home.
Why Now Is the Moment
If rates continue to decline heading into 2026, the housing market could heat up quickly. Acting now gives you a competitive edge — with lower payments today and the option to refinance later if rates fall further.
Plus, when you work with Carmen Crispeno / Dustin Remington and our preferred lender, Kerry Day (NMLS 208034) with Cornerstone Home Lending, you’ll have expert guidance every step of the way.
Quick Recap
Offer ends: December 31, 2025
Applies to applications dated: October 16 – December 31, 2025
Program: 1/0 temporary buydown (rate reduced by 1% for the first year)
Example savings: About $414/month or nearly $5,000 in year one on a $600K mortgage at 6.30%
Let’s Get You Home
Buying a home doesn’t have to mean stretching your budget. With the right strategy and a team that puts your goals first, you can move forward with confidence — and real savings.
📞 Message, call, or email us today to see if you qualify for this limited-time offer and start planning your next move!
Disclosure
Offer for qualified buyers only. 1/0 temporary buydown funded in partnership with our preferred lender. Terms and savings vary by scenario and loan program. Example is for illustration only and not a commitment to lend. All loans subject to underwriting, property approval, and program availability. Equal Housing Opportunity.






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